Terms and Conditions of the Apple Pay Bank Card Registration Incentive Promotion for Visa bank cards

1. Organizer of the Promotion: Raiffeisen Bank Zrt. (registered office: H-1133 Budapest, Váci út 116–118., company registration number: Cg.01-10-041042, registration court: Company Registry Court of the Metropolitan Court of Budapest – hereinafter referred to as the "Bank").

2. Duration of the Promotion: From 29. July 2025 until withdrawal.

3. The Bank is launching this promotion among its participating customers to promote the use of Apple Pay services.

4. Under this promotion, the Bank will credit HUF 2,000 to individual Retail and Premium Banking customers who meet all the eligibility criteria set out below.

5. Participation in the promotion is open to Retail or Premium Banking customers who fully meet and comply with all the following conditions:

5.1. The main or additional cardholder initiated but did not complete the registration of a Raiffeisen Bank-issued Visa bank card in the Apple Pay application within 7 calendar days.

5.2. The given Visa bank card has not been successfully registered on any other Apple device by the cardholder previously.

5.3. The cardholder receives an SMS notification from the Bank about the promotion, offering the promotional credit. If the customer initiates the registration of the same card on multiple Apple devices, the customer will receive the promotional credit notification via SMS only in relation to the first incomplete registration attempt.

5.4. The promotional credit will be credited to the account linked to the debit card at the time the Bank verifies the fulfilment of the promotional conditions.

5.5. The cardholder completes the Visa bank card registration within 30 calendar days from the date of initiation. Successful completion means the cardholder receives an SMS confirming the successful digitalization of the card to Apple Pay.

6. Business cards issued by the Bank to corporate, small business, or entrepreneurial customers, as well as their cardholders, are excluded from this promotion.

7. If the promotional conditions are fulfilled by 17:00 (5:00 PM) on a banking business day, the promotional amount will be credited by 06:00 (6:00 AM) on the following banking business day. If the conditions are met after 17:00, the credit will be booked by 06:00 on the second banking business day following the date of the fulfilment. If the currency of the account linked to the card is not Hungarian forint (HUF), the Bank will convert the credited amount in accordance with the applicable conversion rules for the account.

8. Where applicable, any tax payment or tax reporting obligations arising from the credit will be fulfilled by the Bank, as the payer, in accordance with the applicable tax laws in force. Under the current provisions of the Personal Income Tax Act (Szja. törvény), the credited amount qualifies as a tax-exempt benefit granted for business promotion purposes.