Mobile payment

Google Pay is a free service that allows Android device users to make payments — even without a physical Raiffeisen bank card — in stores, at merchants, in apps, and online wherever contactless payment or the Google Pay symbol is accepted. For further information please click here

Raiffeisen Bank-issued retail, Premium, Private Banking, and corporate debit and credit cards can be added to Google Wallet. Visa bank cards can also be registered for the Google Pay service via the myRaiffeisen mobile banking application. If you have a Mastercard bank card, you can initiate the card registration directly from the Google Wallet application If you don’t yet have a Raiffeisen bank card, please visit the nearest Raiffeisen branch or call our customer service to apply.

Yes, using Google Pay is completely free. For card transactions made with Google Pay, you only pay the fees associated with the Raiffeisen account package and with the specific card you use. No additional charges apply

Yes, it’s secure. After you digitize your bank card, the physical card details are not stored on your device; instead, virtual card numbers linked to your physical card are generated. These virtual numbers are used to authorize the transaction once you approve it using one of the following methods:

• Biometric authentication (fingerprint or facial recognition)
• Screen-lock unlock code
• Unlock code on smartwatches

Merchants never see your actual card number or other card details. For ATM cash withdrawals, you must also enter the PIN associated with your physical card.
The security of Google Pay transactions is ensured by requiring one of these authentication methods for every purchase. Your data remains safe because your actual card number is never shared with Google.