Debit card service

Discover the new Visa debit cards

Visa is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories.
Debit card service

Discover the new Visa debit cards

Visa is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories.

Unique content 1

We renew our bank cards and replace Mastercard debit cards with Visa debit cards starting June 1, 2025. The replacement will be free of charge, and the fees and costs associated with your current debit card will remain unchanged.

Visa card tailored to your needs

Visa card tailored to your needs

Convenient

Fast mobile payments
Globally accepted

Flexible

Limit change
Account switching behind the card
Instant digital card issuance 

Secure

Notifications
(push/SMS)
Fraud protection
Enable/disable online payments

Asset Publisher

Visa Classic debit card
Visa Classic debit card

Fast payment solution for everyday use, basic insurance is available upon request
Visa Platinum debit card
Visa Platinum debit card

Premium offers and high coverage travel insurance, with numerous airport benefits and access to LoungeKey exclusive services (with paid entry).
Visa Infinite debit card
Visa Infinite debit card

Exclusive, highest prestige metal card with premium offers and exclusive coverage travel insurance, includes multiple airport benefits and 3 complimentary LoungeKey entries per year.

Card renewal_PI

Card renewal

We will replace the Mastercard debit cards to the following new Visa debit cards starting June 1, 2025. 

Visa Classic debit cards will replace the following cards:

  • Mastercard Verticard
  • Mastercard OneCard
  • Embossed Start CLEVERcard
  • MC Standard
  • Unembossed Start CLEVERcard
  • Mastercard Premium Start CLEVERcard
  • Private Mastercard Standard debit card 


Visa Platinum debit cards will replace the following cards:

  • Mastercard Premium Platina debit card
  • Private Visa Gold debit card
  • Private Mastercard Platina debit card


Visa Infinite debit card will replace Private Mastercard World Elite debit cards.

FAQ_PI

Useful information

How do I receive my new Visa card?
  • For retail customers: We will mail the new card to the notification address registered with our Bank, or, if unavailable, to your permanent address.
  • For Private Banking customers: Based on previous instructions, we will mail the new card to our branch or to the notification address registered with our Bank, or, if unavailable, to your permanent address. 
What should I do once I receive the VISA card?

Please activate your new VISA card as soon as possible after receiving it. You can do this via the myRaiffeisen mobile app or through an ATM or POS terminal with a successful PIN-authorized transaction. Cards collected in person at the branch will be activated by our representative upon receipt. 

The PIN code for the new card is the same as your current Mastercard bank card PIN code. If you have forgotten your PIN code, you can view it anytime under card details in the myRaiffeisen mobile app.

How long is the Mastercard debit card valid?

Upon activating the new Visa card, the validity of your current Mastercard bank card will automatically cease. You can use your Mastercard bank card for up to 45 days following the dispatch of the new Visa card, even if the expiration date on the card has not yet passed. 

What settings will apply to my new card?

After activation, please check the card settings - such as purchase and cash withdrawal limits - via the myRaiffeisen mobile app or internet banking (myRaiffeisen portal). 
For security reasons, the online card purchase function will be disabled on your new VISA card. You can enable it anytime in the mobile app or internet banking. 

The operation and functions of the new Visa bank card are entirely identical to those of the current Mastercard debit card. Additionally, the fees and conditions for the Visa card will remain unchanged, matching those applicable to your current Mastercard card.

What kind of insurance is linked to my bank card?

If you will receive a Visa Classic debit card in the future and have previously requested Raiffeisen bank card travel insurance, you will not need to take any further action. Your insurance coverage will continue under the same conditions and fees.

If you will receive a Visa Platinum debit card or Visa Infinite debit card in the future, you will receive the highest service insurance package, the Exclusive package, included in the annual card fee. This will offer the same or higher services compared to before. 
You can find the detailed terms of the insurance here.
 

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